Last Updated: 20 January 2026
Introduction
Welcome to Split ASAP ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application Split ASAP (the "App").
Please read this privacy policy carefully. By using the App, you agree to the collection and use of information in accordance with this policy.
1. Information We Collect
1.1 Personal Information You Provide
When you use Split ASAP, we may collect the following information:
Account Information:
- Email address
- Display name
- Phone number (optional)
- Profile picture (optional)
- Authentication credentials
Financial Data:
- Expense amounts and descriptions
- Group memberships
- Split calculations
- Settlement records
- Currency preferences
- Payment records between users
User-Generated Content:
- Group names and settings
- Member names added to groups
- Expense descriptions and categories
- Notes and comments
1.2 Automatically Collected Information
Device Information:
- Device type and model
- Operating system and version
- Unique device identifiers
- Mobile network information
Usage Data:
- App features used
- Time and date of access
- Error logs and crash reports (generated locally)
- Performance data
Location Data:
- We do NOT collect precise location data
- Country/region based on IP address (for currency defaults only)
1.3 Information from Third Parties
If you sign in using third-party authentication (Google, Apple):
- Basic profile information (name, email)
- Authentication tokens
- We do NOT access your contacts, photos, or other data without explicit permission
2. How We Use Your Information
We use the collected information for the following purposes:
Core Functionality:
- Create and manage your account
- Enable group expense tracking
- Calculate expense splits and balances
- Facilitate settlements between users
- Sync data across your devices
- Provide multi-currency support
Service Improvement:
- Analyze app usage patterns
- Fix bugs and improve performance
- Develop new features
- Understand user preferences
Communication:
- Send important service updates
- Notify you of group activity (if enabled)
- Respond to your inquiries
- Send security alerts
Security & Fraud Prevention:
- Protect against unauthorized access
- Detect and prevent abuse
- Comply with legal obligations
- Resolve disputes
We do NOT:
- Sell your personal information to third parties
- Use your data for advertising purposes
- Share your financial data with advertisers
- Access your expense data without permission
3. How We Share Your Information
3.1 Within Groups
When you join a group in Split ASAP:
- Your display name is visible to group members
- Your expenses and splits are visible to group members
- Your balance with other members is visible to the group
- Your settlement records are visible to involved parties
Important: Only share groups with people you trust. You control which groups you join.
3.2 Service Providers
We may share information with trusted third-party service providers:
Infrastructure & Hosting:
- Supabase (Database & Authentication)
- Purpose: Store and manage app data
- Data is hosted on Supabase servers located in India (Mumbai region).
- Supabase Privacy Policy
Analytics & Crash Reporting:
- We do not use third-party analytics or crash reporting tools.
Cloud Storage:
- We do not use separate third-party cloud storage providers.
All service providers are contractually obligated to protect your data and use it only for specified purposes.
3.3 Legal Requirements
We may disclose your information if required to:
- Comply with legal obligations
- Respond to valid legal requests
- Protect our rights and property
- Prevent fraud or security issues
- Protect user safety
3.4 Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred. We will notify you before your data is transferred and becomes subject to a different privacy policy.
4. Data Storage and Security
4.1 Data Storage
Where Your Data is Stored:
- Primary servers: India (Mumbai region)
- Backup servers: None declared
- Local device storage: Your device (encrypted)
How Long We Keep Your Data:
- Account data: Until you delete your account
- Expense data: Until you delete it or close your account
- Deleted data: Permanently removed within 30 days
- Backup copies: Removed within 90 days
4.2 Security Measures
We implement industry-standard security measures:
Technical Safeguards:
- Data encryption in transit (TLS/SSL)
- Data encryption at rest (AES-256)
- Secure authentication (OAuth 2.0, JWT)
- Regular security audits
- Automated backups
Access Controls:
- Role-based access limitations
- Multi-factor authentication support
- Secure password hashing
- Session management
Organizational Safeguards:
- Employee training on data protection
- Limited access to personal data
- Confidentiality agreements
- Incident response procedures
Important: No method of transmission over the internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.
5. Your Rights and Choices
5.1 Access and Control
You have the right to:
Access Your Data:
- View all your personal information in the app
- Request a copy of your data
- Export your expense data
Modify Your Data:
- Update your profile information
- Edit or delete expenses
- Leave or delete groups
- Change privacy settings
Delete Your Data:
- Delete individual expenses or groups
- Close your account and delete all data
- Request complete data deletion
5.2 Privacy Settings
You can control:
- Push notification preferences
- Email notification settings
- Group visibility
- Data sharing within groups
5.3 Marketing Communications
We do NOT send marketing emails unless you explicitly opt-in. You can:
- Opt-out at any time
- Manage notification preferences in app settings
- Unsubscribe from emails via the link provided
6. Children's Privacy
Split ASAP is not intended for children under 13 (or 16 in the EU). We do not knowingly collect information from children. If you believe a child has provided us with personal information, please contact us immediately, and we will delete it.
7. International Data Transfers
If you access Split ASAP from outside India, your information may be transferred to and processed in India where our servers are located. We ensure appropriate safeguards are in place to protect your data in accordance with this privacy policy.
For EU Users:
- We comply with GDPR requirements
- Data transfers use Standard Contractual Clauses
- You have specific rights under GDPR (see Section 8)
8. Your Legal Rights (GDPR & CCPA)
8.1 European Union Users (GDPR)
If you are in the EU/EEA, you have the following rights:
- Right to Access: Request a copy of your personal data
- Right to Rectification: Correct inaccurate data
- Right to Erasure: Request deletion of your data
- Right to Restrict Processing: Limit how we use your data
- Right to Data Portability: Receive your data in a structured format
- Right to Object: Object to processing of your data
- Right to Withdraw Consent: Withdraw consent at any time
Legal Basis for Processing:
- Contract performance (providing the service)
- Legitimate interests (improving the app, security)
- Consent (where applicable)
- Legal obligations (compliance with laws)
8.2 California Users (CCPA)
If you are a California resident, you have the right to:
- Know: What personal information we collect and how it is used
- Delete: Request deletion of your personal information
- Opt-Out: Opt-out of the sale of personal information (we do not sell data)
- Non-Discrimination: Not be discriminated against for exercising your rights
California Privacy Rights Notice: We do NOT sell your personal information. We do NOT discriminate against users who exercise their privacy rights.
9. Cookies and Tracking
Split ASAP mobile app does NOT use cookies or third-party tracking technologies for advertising purposes.
We use:
- Session tokens for authentication
- Local storage for app preferences
We do NOT use:
- Advertising cookies
- Cross-site tracking
- Third-party ad networks
- Social media pixels
10. Third-Party Links and Services
The App may contain links to third-party websites or services (for example, payment processors). We are not responsible for the privacy practices of these third parties. Please review their privacy policies.
Third-Party Services We Use:
- Supabase (Backend & Database)
11. Data Breach Notification
In the event of a data breach that affects your personal information:
- We will notify you within 72 hours
- We will inform relevant authorities as required by law
- We will provide details about the breach and steps we are taking
- We will offer guidance on protecting yourself
How We'll Notify You:
- Email to your registered email address
- In-app notification
- Notice on our website
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by:
- Updating the "Last Updated" date
- Sending an email notification (for significant changes)
- Showing an in-app notice
- Posting the new policy on our website
Your continued use of the App after changes constitutes acceptance of the updated policy.
13. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or your personal data:
- Email: support@splitasap.com
- Website: https://splitasap.com
For GDPR or CCPA Requests: Email support@splitasap.com.
Response Time:
- General inquiries: Within 5 business days
- Data access requests: Within 30 days
- GDPR requests: Within 30 days (extendable to 60 days)
- CCPA requests: Within 45 days
14. Supervisory Authority
If you are in the EU/EEA and believe we have not addressed your concerns, you have the right to lodge a complaint with your local data protection authority.
Link to EU Data Protection Authorities
15. Additional Information
15.1 Offline Usage
Split ASAP can be used offline. Data created offline is stored locally on your device (encrypted) and synced to servers when you reconnect.
15.2 Account Deletion
To delete your account:
- Go to Settings > Account > Delete Account
- Confirm deletion
- All your data will be permanently deleted within 30 days
- You will receive a confirmation email
What happens when you delete:
- Your account is immediately deactivated
- Personal information is deleted within 30 days
- Backup copies removed within 90 days
- Your expenses in shared groups become anonymous
- Group members can still see expense amounts (not attributed to you)
15.3 Data Export
To export your data:
- Go to Settings > Privacy > Export Data
- Choose format (CSV, JSON)
- Download your data
- Data includes: expenses, groups, settlements
16. Transparency Commitment
We believe in transparency:
- We clearly explain what data we collect
- We tell you how we use your data
- We do not sell your data
- We protect your privacy
- We give you control
What we do NOT do:
- Do not sell your data to advertisers
- Do not share your expenses with third parties
- Do not track you across other apps
- Do not use your data for purposes you did not agree to
- Do not access your photos, contacts, or location without permission
Appendix: Data We Collect - Summary Table
| Data Type | What We Collect | Purpose | Legal Basis |
|---|---|---|---|
| Account Info | Email, name, phone | Account creation, authentication | Contract |
| Expense Data | Amounts, descriptions, dates | Core app functionality | Contract |
| Group Data | Names, members, settings | Expense sharing | Contract |
| Device Info | OS, device model | App performance | Legitimate Interest |
| Usage Data | Features used, errors | Improvement, debugging | Legitimate Interest |
| Location | Country/region (IP-based) | Currency defaults | Legitimate Interest |
Version History
Version 1.0 - 20 January 2026 - Initial Privacy Policy
By using Split ASAP, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.
Quick Reference: Your Privacy Rights
You CAN:
- Access your data anytime
- Export your data
- Delete your account
- Opt-out of notifications
- Update your information
- Request data deletion
We DO NOT:
- Sell your data
- Share with advertisers
- Track you across apps
- Access data without permission
Questions? Contact us at support@splitasap.com.
This privacy policy was last updated on 20 January 2026. We recommend reviewing it periodically for any changes.